"We help our clients make smart decisions to build, manage and protect their wealth so that they can live a better life."
Our Expertise
Some of the common financial matters people seek advice for are listed here.
However, if you have a specific advice need please do not hesitate to contact one of the experts in our team.
Aged Care
Aged Care choices are complex. Making the wrong decisions can come at a high price both emotionally and financially. Whether you are considering aged care for yourself, a parent, partner or loved one, the decisions you face can seem overwhelming. Financial arrangements vary widely and need to be considered in light of your own financial circumstances. There is no substitute for quality financial advice from an Aged Care Specialist.
Cashflow Management
Although it sounds simple, effective cash flow planning is the foundation for your financial well-being. It’s about understanding your income, expenses, future needs, aspirations and also providing some contingency funds. Most people have multiple financial commitments, including mortgage, lifestyle needs, education funding and others while attempting to build wealth for the future.
WP Financial Planners can help you prioritise and plan to find the balance between funding your lifestyle today as well as planning for the future.
Debt Management
Your mortgage is probably the largest single debt you will ever have. As debt management plays an integral role in your financial strategy, it is important to discuss it with your WP Financial Planner. Smart planning of debt can build wealth for your future.
Estate Planning
It’s critical to have a Will so that in the event of your death, your assets are distributed according to your wishes. This is particularly important if you have family or dependents as it ensures that your estate is handled quickly and tax effectively.
Insurance
Protecting your lifestyle and wealth is one of the cornerstones of good financial planning. While you work with your WP Financial Planner to build strategies for your future it is important to have a safety net and contingency plan in place. As WP Financial Planners is not owned by or aligned to any particular insurance provider, our advisors can advise you on the right insurance type, level and product most suited for your circumstances.
Investment
The key purpose of investing is building wealth for the future. But how and where you invest depends on various factors – some of which are under our control but not all. Which is why investment planning is about positioning your portfolio to maximise returns while managing investment risks. We work closely with you to determine your investment goals, time frame and attitude towards risk. Your investment portfolio is then built to suit your individual requirements and preferences. We have a range of investment structures and services to suit your individual requirements.
Retirement Planning
A significant aspect of any individual’s financial plan is ensuring that they can fund their retirement lifestyle effectively. This includes superannuation strategies, investment planning, tax management, cashflow planning and government support. With legislation and financial markets continually evolving, your retirement strategy should be continually reviewed and adapted to the changing environment. WP Financial Planners take pride in their expertise to assist clients from varying walks of life to develop smart, dynamic and effective retirement plans.
Self Managed Super
A Self Managed Superannuation Fund (SMSF) is an attractive investment structure for people who wish to be more actively involved in investment decisions. While SMSF provides greater control on investment, tax and estate planning – it also means increased responsibility. You can rely on WP Financial Planners to assist you with all aspects of setting up and managing your SMSF. You decide the scope of advice and assistance you require.
Superannuation
With all the different tax incentives available, superannuation is still one of the best ways to save for your retirement. We can help you to start planning today so you can have the lifestyle you want in retirement. Our advisors can recommend tax effective and efficient ways for you to maximise and manage your superannuation savings.